If you are selling your property with a Help to buy equity loan, then our advice would be to wait until you have agreed a sale on your property and the sale has been instructed by your estate agent. You do not have to have a Help to Buy valuation carried out before you arrange to sell your property. The RICS valuation only lasts for an initial three month period and as such it may expire before you have sold. You would also run the risk of the valuation being higher than your sale price if the market changes. If you have sold your property, then you will need to attach a copy of your estate agents Memorandum of Sale along with the Loan application redemption form and the RICS HTB Equity valuation.
Hi Tracey Many thanks for sending this through and for the advice – most helpful. I have just sent the documents and spoken with Target on the phone (Caitlyn) who took my payment, looked over the documents and uploaded them to the redemption team as we spoke. Thanks again for yours and Richard’s help. All the Continue Reading
